Plans and pricing

Pricing for the Pluggy API

Two products you can contract separately. Free sandbox with no time limit, and a 15-day trial in production with no credit card.

Data

From R$ 2,500/month

15-day free trial

Connect to and read data from any bank in Brazil.

  • Your customers' real accounts

    Open Finance plus direct access. Onboarding happens inside your product.

  • Webhooks and enrichment

    Automatic notifications on changes, plus categorization, merchants and recurrence.

  • Identity, investments and KYC

    Identity, loans and investment positions through the same API.

  • Technical support by ticket

    A dedicated channel with the team that built the API. Useful answers, not a script.

Payments

From R$ 500/month

15-day free trial

Collect and move money via Pix. No boleto, no cards, no card fees.

  • Pix initiation

    Pix charges with instant confirmation and same-day settlement.

  • One-off charges

    Dynamic QR Code and payment link, with no acquirer.

  • Pix Automático

    Recurring payments authorized once and collected on their own, with no involuntary churn.

  • Cash management

    Sweeping, top-up and scheduled transfers between accounts via API.

Licensed by the Central Bank of Brazil as an ITP
Y Combinator S21
2M+ active bank connections

Compare the products

Feature

Data

Payments

Data
Open Finance + direct access
Statements, balances, cards and investments
Identity and KYC
Update webhooks
Data enrichment
Transaction categorization
Merchants and recurrence
Payments via Pix
Pix initiation
One-off charges (QR and link)
Pix Automático
Cash management
Included in both
Full sandbox
15-day free trial (production)
Support by ticket
Discord community

Questions?

Not sure which plan fits your case?

Talk to the team. We'll understand your context and point you to the shortest path to production.

FAQ

Frequently asked questions

Still have questions?

When you create an account on the Pluggy Dashboard, you get full API access for 15 days with no credit card. That includes connecting your customers' real accounts via Open Finance, payment initiation and data enrichment, all in production. At the end of the trial you choose the product (Data, Payments or both) to continue.
Connections to your customers' real accounts pause until you activate a plan. Your configuration and data are kept for 30 days.
Each read call to the API (balance, transaction, investment) counts as one request. Payment calls are counted separately. The dashboard shows your usage updated daily.
Each product has a monthly minimum (R$ 2,500 for Data and R$ 500 for Payments) with volume included. Above that, overage is billed per request. to find out what makes sense for your volume.
Yes. Data and Payments are separate products, each with its own monthly minimum (R$ 2,500 and R$ 500). You only contract what you need.
Yes, at any time. Upgrades and downgrades take effect in the next billing cycle, prorated.
Yes. Pluggy is infrastructure for the Brazilian financial system, and plans are billed in reais (R$).
Yes: Meu Pluggy, a free personal portal (in Portuguese) for your own accounts, with up to 5 active connections from the same account holder. It isn't meant for onboarding customers into a product; for that, the plans above are the way to go.